Terms of Service

Last updated: March 1, 2026

Acceptance of Terms

By accessing or using BudgetWise.io, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use our website.

Use of Our Services

BudgetWise provides financial education content and interactive tools for informational purposes only. You agree to use our services only for lawful purposes and in a manner consistent with these terms. You may not use our services to distribute spam, engage in illegal activities, or reproduce our content without permission.

Not Financial Advice

Important Disclaimer

BudgetWise content, including all articles, guides, and calculators, is for informational and educational purposes only. It does not constitute financial, investment, tax, or legal advice. Always consult qualified professionals before making financial decisions.

The results from our calculators are estimates based on the information provided. Actual results will vary. Past performance is not indicative of future results.

Intellectual Property

All content on BudgetWise — including articles, guides, tool code, graphics, and logos — is owned by or licensed to BudgetWise and protected by copyright law. You may not reproduce, distribute, or create derivative works without our express written permission.

Affiliate Disclosure

Some links on BudgetWise are affiliate links. When you click these links and make a purchase, we may earn a commission at no additional cost to you. We only recommend products and services we believe provide genuine value. Affiliate relationships do not influence our editorial content.

Limitation of Liability

To the maximum extent permitted by law, BudgetWise shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or reliance on our content. Our total liability shall not exceed $100.

Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of BudgetWise constitutes acceptance of the updated Terms. Please review this page regularly.

Contact

For questions about these Terms, contact us at legal@budgetwise.io.