50/30/20 Budget Calculator

Enter your take-home income to instantly see your ideal 50/30/20 budget split.

$

Needs

Essential expenses you must pay

$2,500
50% of income
Rent / MortgageGroceriesUtilitiesTransportationInsuranceMinimum Debt Payments

Wants

Discretionary lifestyle expenses

$1,500
30% of income
Dining OutEntertainmentShoppingSubscriptionsGymTravel

Savings & Debt

Building wealth and financial security

$1,000
20% of income
Emergency FundRetirement (401k/IRA)InvestingExtra Debt PaydownDown Payment Savings

Budget Visualization